Send money home, at a rate you agree first.
Pay by card in your own currency. We check the recipient's name with their bank before you send, show you exactly what they will receive, and hold that price while you decide.
Good morning
Ada
You send
1 USD = 1,475.10 NGN
Fee $1.00 · locked when you review
They get
Recent
Chidi Okonkwo
Delivered
Built around one question
Did my money arrive? Everything here exists to answer that before you have to ask it.
The name is checked before you send
We ask the recipient's bank who owns that account number and show you the answer. A typo gets caught before the money moves, not after.
Account number
0123456789
Bank
GTBank
CHIDI OKONKWO
Confirmed by their bank
Your currency in, naira out
Pay from a card in pounds, dollars or euros. The money arrives as naira in a Nigerian bank account, usually within minutes, and you can see where it is the whole way.
Up and running in minutes
Download the app, verify who you are, and you're in. That's the whole process.
Download the app
Get Moneque from the App Store or Google Play. Under a minute to install.
Verify your identity
One government document and a selfie. Anyone sending money across a border has to do this, and it takes about two minutes.
Add who you are sending to
Type their account number and we suggest the bank. Their name comes back from the bank itself, so you can be sure before you pay.
Pay by card
See the rate, the fee and what they receive. Pay, and follow it until it lands.
Protected by default
Sending money means handing over your identity and your card. Here is exactly what happens to both, and what we never keep.
01. The name is checked
Their bank confirms who owns the account
02. The price is locked
Rate, fee and payout, held while you decide
03. Your PIN, then the card
We keep the last four digits, never the number
04. It lands, and you are told
₦147,510.00 to Chidi O.
Your card number is never stored
It passes to the payment processor and is not written down. What we keep is a token, the scheme and the last four digits.
A PIN on the app and on paying
Face ID or a PIN to open it, and your PIN again before a saved card is charged. The app locks itself the moment you put the phone down.
Identity checked on every account
A real document check, not a formality. It is what the law asks of anyone moving money, and it is what keeps your account yours.
The parts that usually go wrong
Sending money abroad has a few reliable ways of going badly. Each one of these is something the app was designed against, not a feature added on top of it.
You see the name, not just the number
Most apps on this corridor take an account number and hope. We confirm who owns it with their bank and show you before you commit.
The price you were shown is the price
Our margin is in the rate on the screen. Nothing appears later, and a transfer we cannot deliver is refunded in full including the fee.
Always open
Your account works at 3pm on a Tuesday or 3am on a Sunday. There is no difference and no branch.
One thing properly, then the next
Sending money to Nigeria is the whole app today. These are what we are building on top of it, in this order, and none of them are in the app yet.
- Next
A naira balance
Keep money in the app between transfers instead of paying by card every time, and send from it in a tap.
- After that
Bills, paid from here
Airtime, electricity and cable for the people you already send to, without the money going through them first.
- Later
A dollar card
A virtual card for subscriptions and shopping priced in dollars, funded from the balance above.
- Ongoing
More places to send from
Pounds, dollars and euros today. The list of countries we collect from is what grows first.
Send your first transfer today.
Verify once, add who you are sending to, and see the rate before you pay. Setting up takes less time than reading this page.
In final review on both stores. The corridor above is live today.